{"id":63,"date":"2024-10-25T03:11:31","date_gmt":"2024-10-25T03:11:31","guid":{"rendered":"https:\/\/seoulci.com\/?p=63"},"modified":"2024-10-24T03:12:34","modified_gmt":"2024-10-24T03:12:34","slug":"irp-%ec%88%98%ec%88%98%eb%a3%8c-%eb%b9%84%ea%b5%90%eb%a1%9c-%ec%95%8c%ec%95%84%eb%b3%b4%eb%8a%94-%ec%9e%a5%ea%b8%b0-%ed%88%ac%ec%9e%90-%ec%b5%9c%ec%a0%81-%ea%b3%84%ec%a2%8c","status":"publish","type":"post","link":"https:\/\/seoulci.com\/?p=63","title":{"rendered":"IRP \uc218\uc218\ub8cc \ube44\uad50\ub85c \uc54c\uc544\ubcf4\ub294 \uc7a5\uae30 \ud22c\uc790 \ucd5c\uc801 \uacc4\uc88c"},"content":{"rendered":"\n

IRP(Individual Retirement Pension)\ub294 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08\uc73c\ub85c, \uadfc\ub85c\uc790\uc640 \uc790\uc601\uc5c5\uc790 \ubaa8\ub450 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uace0 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4. IRP\ub294 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ucd5c\ub300 900\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c \uc6b4\uc6a9\ud574\uc57c \ud558\ub294 \uc0c1\ud488\uc778 \ub9cc\ud07c \uc218\uc218\ub8cc\ub294 \uc218\uc775\ub960\uc5d0 \uc911\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uac01 \uae08\uc735\uae30\uad00\uc758 \uc218\uc218\ub8cc\uc640 \ud61c\ud0dd\uc744 \uaf3c\uaf3c\ud788 \ube44\uad50\ud574 \ucd5c\uc801\uc758 \uacc4\uc88c\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uc8fc\uc694 \uae08\uc735\uae30\uad00\uc758 IRP \uc218\uc218\ub8cc \ube44\uad50\ub97c \ud1b5\ud574 \ucd5c\uc801\uc758 \uacc4\uc88c\ub97c \ucc3e\ub294 \ubc29\ubc95\uacfc \uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5\uc744 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

https:\/\/www.washingtonpost.com\/newssearch\/?query=IRP \uc218\uc218\ub8cc \ube44\uad50<\/a><\/p>\n\n\n\n

IRP \uacc4\uc88c\ub97c \uc120\ud0dd\ud560 \ub54c \uac00\uc7a5 \uc8fc\uc758\ud574\uc57c \ud560 \uc694\uc18c \uc911 \ud558\ub098\ub294 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. IRP\ub294 \uc7a5\uae30\uc801\uc778 \uc6b4\uc6a9\uc774 \uae30\ubcf8\uc778 \uc0c1\ud488\uc774\uae30 \ub54c\ubb38\uc5d0, \uc218\uc218\ub8cc\uac00 \ub204\uc801\ub420\uc218\ub85d \ucd1d \uc218\uc775\ub960\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\ub294 \uac83\uc740 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc131\uacfc\ub97c \uacb0\uc815\uc9d3\ub294 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. IRP\uc758 \uc218\uc218\ub8cc\ub294 \ud06c\uac8c \ub450 \uac00\uc9c0\ub85c \ub098\ub269\ub2c8\ub2e4. \uccab\uc9f8, \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \uae08\uc735\uae30\uad00\uc5d0\uc11c IRP \uacc4\uc88c\ub97c \uc720\uc9c0\ud558\uace0 \uad00\ub9ac\ud558\ub294 \ub300\uac00\ub85c \ubd80\uacfc\ub429\ub2c8\ub2e4. \uacc4\uc88c \uc794\uc561\uc5d0 \ub530\ub77c \ub9e4\uc6d4 \uc77c\uc815 \ube44\uc728\ub85c \ubd80\uacfc\ub418\uba70, \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0 0.1%\uc5d0\uc11c 0.4%\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub204\uc801\ub418\uc5b4 \uc0c1\ub2f9\ud55c \uae08\uc561\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ucd08\uae30\uc5d0\ub294 \uadf8\ub2e4\uc9c0 \ud06c\uac8c \ub290\uaef4\uc9c0\uc9c0 \uc54a\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uba74 \ud22c\uc790\uc790\uc5d0\uac8c \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\uac00 \uc5bc\ub9c8\ub098 \ub418\ub294\uc9c0\ub97c \ubbf8\ub9ac \ud655\uc778\ud558\uace0, \uac00\ub2a5\ud55c \ud55c \ub0ae\uc740 \uc218\uc218\ub8cc\ub97c \uc81c\uacf5\ud558\ub294 \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc790\uc0b0\uad00\ub9ac \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 IRP \uacc4\uc88c \ub0b4\uc5d0\uc11c \ud380\ub4dc, \uc8fc\uc2dd, ETF \ub4f1\uc758 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \ub54c \ubd80\uacfc\ub418\ub294 \ucd94\uac00 \ube44\uc6a9\uc785\ub2c8\ub2e4. \uc790\uc0b0\uc758 \uc885\ub958\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc\uc728\uc774 \ub2e4\ub974\uba70, \uc77c\ubc18\uc801\uc73c\ub85c \ud380\ub4dc \uc6b4\uc6a9 \uc218\uc218\ub8cc\ub294 0.5%\uc5d0\uc11c 2.0%\uc5d0 \uc774\ub985\ub2c8\ub2e4. \ud2b9\ud788, \ud2b9\uc815 \ud380\ub4dc\uc758 \uacbd\uc6b0 \ub192\uc740 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud22c\uc790\uc790\ub294 \uc790\uc2e0\uc774 \uc120\ud0dd\ud55c \uc790\uc0b0\uc758 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uc798 \uc774\ud574\ud558\uace0 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc774 \ub450 \uc218\uc218\ub8cc\ub294 \ub9e4\uc6d4 \uc9c0\uc18d\uc801\uc73c\ub85c \ubd80\uacfc\ub418\ubbc0\ub85c, \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ub204\uc801\ub418\ub294 \ube44\uc6a9\uc774 \uc0c1\ub2f9\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\uc640 \uc790\uc0b0\uad00\ub9ac \uc218\uc218\ub8cc\uac00 \uac01\uac01 0.3%\uc640 1.0%\ub77c\uace0 \uac00\uc815\ud560 \uacbd\uc6b0, 30\ub144 \ub3d9\uc548 \uc218\uc218\ub8cc\uac00 \ub204\uc801\ub418\uba74 \uc0c1\ub2f9\ud55c \uae08\uc561\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uae08\uc735\uae30\uad00\uc758 \uc218\uc218\ub8cc\ub97c \uaf3c\uaf3c\ud788 \ube44\uad50\ud558\uace0, \ube44\uc6a9 \ub300\ube44 \uc218\uc775\uc131\uc774 \ub192\uc740 \uacc4\uc88c\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc8fc\uc694 \uae08\uc735\uae30\uad00\uc758 IRP \uc218\uc218\ub8cc \ube44\uad50<\/a> \ub294 \ud22c\uc790\uc790\uc758 \uc120\ud0dd\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc694\uc18c\uac00 \ub429\ub2c8\ub2e4. \uac01 \uae30\uad00\uc758 IRP \uacc4\uc88c\ub294 \uc11c\ub85c \ub2e4\ub978 \ud2b9\uc9d5\uacfc \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\uc5b4, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc120\ud0dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc740\ud589\uad8c\uc758 IRP \uacc4\uc88c\ub294 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc744 \uc120\ud638\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \uad6d\ubbfc\uc740\ud589, \uc2e0\ud55c\uc740\ud589, \uc6b0\ub9ac\uc740\ud589, \ud558\ub098\uc740\ud589 \ub4f1 \ub300\ubd80\ubd84\uc758 \uc740\ud589\uc5d0\uc11c\ub294 \uc608\uae08\uc774\ub098 \uc801\uae08 \uc0c1\ud488\uacfc \uc5f0\uacc4\ub41c IRP \uacc4\uc88c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc740\ud589\uad8c\uc758 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0 0.25%\uc5d0\uc11c 0.4% \uc0ac\uc774\ub85c \ud615\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \ud2b9\uc815 \uc870\uac74\uc744 \ub9cc\uc871\ud558\uba74 \uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud558\uac70\ub098 \ud560\uc778\ud574 \uc8fc\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc790\ub3d9\uc774\uccb4\ub97c \uc124\uc815\ud558\uac70\ub098 \uacc4\uc88c \uc794\uc561\uc774 \uc77c\uc815 \uc218\uc900 \uc774\uc0c1 \uc720\uc9c0\ub420 \uacbd\uc6b0 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud574\uc8fc\ub294 \uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\ub294 \uc740\ud589\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud61c\ud0dd\uc740 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uace0\uac1d\uc5d0\uac8c \ud070 \uc7a5\uc810\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc99d\uad8c\uc0ac\uc758 IRP \uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc5b4, ETF\uc640 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc778\uae30\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc0bc\uc131\uc99d\uad8c, \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c, NH\ud22c\uc790\uc99d\uad8c, \ud0a4\uc6c0\uc99d\uad8c \ub4f1\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 IRP \uacc4\uc88c\ub294 \uc800\ub834\ud55c \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\ub97c \uc790\ub791\ud569\ub2c8\ub2e4. \uc99d\uad8c\uc0ac\uc758 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0 0.1%\uc5d0\uc11c 0.2%\ub85c \uc740\ud589\ubcf4\ub2e4 \uc800\ub834\ud55c \ud3b8\uc774\uba70, \uc77c\ubd80 \uc99d\uad8c\uc0ac\ub294 ETF \ub9e4\ub9e4 \uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud574 \uc8fc\ub294 \ud61c\ud0dd\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc218\uc218\ub8cc \uad6c\uc870\ub294 \uc801\uadf9\uc801\uc778 \ud22c\uc790\ub97c \uc120\ud638\ud558\ub294 \uace0\uac1d\uc5d0\uac8c \ub9e4\uc6b0 \uc720\ub9ac\ud558\uba70, \ud2b9\ud788 \uc628\ub77c\uc778\uc73c\ub85c \uacc4\uc88c\ub97c \uac1c\uc124\ud560 \uacbd\uc6b0 \ucd94\uac00\uc801\uc778 \uc218\uc218\ub8cc \uc778\ud558 \ud61c\ud0dd\uc774 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc8fc\uc2dd \ud22c\uc790\uc640 ETF \uc6b4\uc6a9\uc744 \ubcd1\ud589\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc774 \ub6f0\uc5b4\ub09c \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uc758 IRP \uacc4\uc88c\ub294 \uc5f0\uae08 \ubcf4\ud5d8\uacfc \uc5f0\uacc4\ub418\uc5b4 \uc548\uc815\uc801\uc778 \ub178\ud6c4 \ub300\ube44\ub97c \uc6d0\ud558\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \uc0bc\uc131\uc0dd\uba85, \ud55c\ud654\uc0dd\uba85, \uad50\ubcf4\uc0dd\uba85 \ub4f1 \uc8fc\uc694 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uacc4\uc88c\ub97c \uc720\uc9c0\ud560 \uacbd\uc6b0 \ubcf4\ub108\uc2a4 \ud61c\ud0dd\uc774\ub098 \uc218\uc218\ub8cc \uc778\ud558\ub97c \uc81c\uacf5\ud558\ub294 \uc81c\ub3c4\ub97c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0, \ud0c0 \uae08\uc735\uae30\uad00\uc5d0 \ube44\ud574 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\uac00 \ub2e4\uc18c \ub192\uc740 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud1b5 \uc5f0 0.3%\uc5d0\uc11c 0.4% \uc218\uc900\uc774\uba70, \uc7a5\uae30\uc801\uc73c\ub85c \uc720\uc9c0\ud574\uc57c \uc218\uc218\ub8cc \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad6c\uc870\ub294 \ub178\ud6c4 \ub300\ube44\ub97c \uc911\uc2dc\ud558\ub294 \uace0\uac1d\uc5d0\uac8c \uc548\uc815\uc801\uc778 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc, \ucd08\uae30 \ube44\uc6a9\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\ub2e4\ub294 \uc810\uc740 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uacc4\uc88c\ub294 \uc7a5\uae30\uc801\uc778 \uc6b4\uc6a9\uc774 \uae30\ubcf8\uc774\uae30 \ub54c\ubb38\uc5d0, \uc218\uc218\ub8cc\uac00 \ub0ae\uc740 \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7a5\uae30 \ud22c\uc790\uc5d0\uc11c\ub294 \uc218\uc218\ub8cc\uac00 \ub204\uc801\ub418\uc5b4 \uc804\uccb4 \uc218\uc775\ub960\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0, \ucd08\uae30 \uc120\ud0dd\uc774 \ud5a5\ud6c4 \ud22c\uc790 \uc131\uacfc\uc5d0 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc99d\uad8c\uc0ac \uacc4\uc88c\ub294 \uc218\uc218\ub8cc\uac00 \ub0ae\uace0 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc5b4 \uc7a5\uae30 \ud22c\uc790\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc0bc\uc131\uc99d\uad8c\uc774\ub098 \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c\uc758 IRP \uacc4\uc88c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0 0.1%\uc5d0\uc11c 0.2%\ub85c, \uc740\ud589\uad8c\uc758 0.25%\uc5d0\uc11c 0.4%\ubcf4\ub2e4 \uc800\ub834\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub0ae\uc740 \uc218\uc218\ub8cc\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \ub354 \ub9ce\uc740 \uc790\uc0b0\uc744 \ucd95\uc801\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubc18\uba74, \uc740\ud589\uc774\ub098 \ubcf4\ud5d8\uc0ac\ub294 \uc548\uc815\uc131\uc744 \uc911\uc2dc\ud558\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uc608\uae08, \uc801\uae08 \ub4f1\uc758 \uc548\uc804\ud55c \uc0c1\ud488\uacfc \uc5f0\uacc4\ub41c IRP \uacc4\uc88c\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc, \uc218\uc218\ub8cc\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uae30 \ub54c\ubb38\uc5d0 \uc7a5\uae30\uc801\uc778 \ube44\uc6a9 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0 0.3%\uc5d0\uc11c 0.4%\uc758 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub418\ubbc0\ub85c, \uc7a5\uae30\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \uacbd\uc6b0 \uc0c1\ub2f9\ud55c \uc218\uc218\ub8cc \ubd80\ub2f4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc548\uc815\uc131\uc744 \uc911\uc2dc\ud558\ub294 \uace0\uac1d\uc774\ub77c\ub3c4 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uaf3c\uaf3c\ud788 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c, \uac01 \uae08\uc735\uae30\uad00\uc774 \uc81c\uacf5\ud558\ub294 \uc774\ubca4\ud2b8\uc640 \ub9ac\uc6cc\ub4dc\ub97c \ud65c\uc6a9\ud558\uba74 \ucd08\uae30 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uaddc \uac00\uc785\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c \ud604\uae08 \ub9ac\uc6cc\ub4dc, \uc0c1\ud488\uad8c \uc81c\uacf5, \uc218\uc218\ub8cc \uba74\uc81c \uc774\ubca4\ud2b8\ub294 \ucd08\uae30 \ud22c\uc790 \ube44\uc6a9\uc744 \ud06c\uac8c \uc904\uc5ec\uc904 \uc218 \uc788\ub294 \uae30\ud68c\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud61c\ud0dd\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \uae30\uac04 \ub3d9\uc548 \uac00\uc785\ud558\uba74 \uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud574\uc8fc\ub294 \uc774\ubca4\ud2b8\ub97c \ud1b5\ud574 \ucd08\uae30 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\ub3d9\uc774\uccb4 \uc124\uc815\uc744 \ud1b5\ud574 \uc218\uc218\ub8cc\ub97c \ucd94\uac00\ub85c \ud560\uc778\ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ub9ce\uc740 \uae08\uc735\uae30\uad00\uc5d0\uc11c\ub294 \uc790\ub3d9\uc774\uccb4\ub97c \uc124\uc815\ud560 \uacbd\uc6b0 \uc6b4\uc6a9\uad00\ub9ac \uc218\uc218\ub8cc\ub97c \ud560\uc778\ud558\uac70\ub098 \uba74\uc81c\ud574\uc8fc\ub294 \uc81c\ub3c4\ub97c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc73c\ub85c \uc77c\uc815 \uae08\uc561\uc744 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ud568\uc73c\ub85c\uc368 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc2b5\uad00\uc744 \uae30\ub97c \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc218\uc218\ub8cc \ubd80\ub2f4\ub3c4 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \ub9cc\ud07c, \uc800\ube44\uc6a9 ETF(Exchange-Traded Fund)\ub97c \ud65c\uc6a9\ud558\uba74 \uc218\uc218\ub8cc \ubd80\ub2f4\uc744 \uc904\uc774\uba74\uc11c\ub3c4 \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. ETF\ub294 \ud2b9\uc815 \uc9c0\uc218\ub098 \uc790\uc0b0\uad70\uc758 \uc131\uacfc\ub97c \ucd94\uc885\ud558\ub294 \ud380\ub4dc\ub85c, \uc800\ub834\ud55c \uc6b4\uc6a9 \uc218\uc218\ub8cc\uc640 \ubd84\uc0b0 \ud22c\uc790 \ud6a8\uacfc\ub97c \ub3d9\uc2dc\uc5d0 \ub204\ub9b4 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc131 \ub355\ubd84\uc5d0 IRP \uacc4\uc88c\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \uc6d0\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \uc720\uc6a9\ud55c \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \ucd94\ucc9c\ud560 \ub9cc\ud55c ETF \ubaa9\ub85d\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. KODEX 200 ETF\ub294 \ucf54\uc2a4\ud53c200 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\uc5ec, \uad6d\ub0b4 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \ub54c \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc774 ETF\ub294 \ud55c\uad6d\uc758 \ub300\ud45c\uc801\uc778 \ub300\ud615\uc8fc 200\uc885\ubaa9\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. TIGER \ubbf8\uad6d S&P500 ETF\ub294 \ubbf8\uad6d S&P500 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\uba70, \uae00\ub85c\ubc8c \ubd84\uc0b0 \ud22c\uc790\uc5d0 \uc801\ud569\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc774 ETF\ub294 \ubbf8\uad6d\uc758 \uc8fc\uc694 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uc5ec, \ud574\uc678 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KBSTAR \ub2e8\uae30\ucc44\uad8c ETF\ub294 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc6d0\ud558\ub294 \ud22c\uc790\uc790\uc5d0\uac8c \uc801\ud569\ud55c \ub2e8\uae30\ucc44\uad8c ETF\ub85c, \uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub300\ud55c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc5ec\uc90d\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c TIGER \uc6d0\uc720\uc120\ubb3c ETF\ub294 \uc6d0\uc790\uc7ac \ud22c\uc790\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \ud22c\uc790\uc790\ub97c \uc704\ud55c \uc0c1\ud488\uc73c\ub85c, \uc6d0\uc720 \uac00\uaca9\uc758 \uc0c1\uc2b9\uc5d0 \ub530\ub77c \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uc608\uc2dc\ub97c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc548\uc815\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc6d0\ud558\uc2dc\ub294 \ud22c\uc790\uc790\ub294 KODEX 200 ETF\uc5d0 40%, KBSTAR \ub2e8\uae30\ucc44\uad8c ETF\uc5d0 60%\ub97c \ubc30\ubd84\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc870\ud569\uc740 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uba74\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \ubc18\uba74, \uace0\uc218\uc775\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790\ub294 KODEX 200 ETF\uc5d0 50%, TIGER \uc6d0\uc720\uc120\ubb3c ETF\uc5d0 20%, TIGER \ub098\uc2a4\ub2e5100 ETF\uc5d0 30%\ub97c \ubc30\ubd84\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc870\ud569\uc740 \ub192\uc740 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \uac00\uc9c4 \uc790\uc0b0\uc5d0 \uc9d1\uc911\ud558\ubbc0\ub85c, \uacf5\uaca9\uc801\uc778 \ud22c\uc790 \uc131\ud5a5\uc744 \uac00\uc9c4 \uace0\uac1d\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ubd84\uc0b0\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc6d0\ud558\uc2e0\ub2e4\uba74 KODEX 200 ETF\uc5d0 30%, TIGER \ubbf8\uad6d S&P500 ETF\uc5d0 30%, KBSTAR \ub2e8\uae30\ucc44\uad8c ETF\uc5d0 40%\ub97c \ubc30\ubd84\ud558\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad6c\uc131\uc740 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uba74 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uba74\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ube44\uc6a9 ETF\ub97c \ud65c\uc6a9\ud55c IRP \ud22c\uc790 \uc804\ub7b5\uc740 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ud615\uc131\uc744 \ub3c4\ubaa8\ud558\ub294 \ub370 \ub9e4\uc6b0 \ud6a8\uacfc\uc801\uc774\uba70, \ud22c\uc790\uc790\uc5d0\uac8c \ub354 \ub098\uc740 \uc218\uc775\uc744 \uac00\uc838\ub2e4\uc904 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ud22c\uc790\uc790\ub294 \uc790\uc2e0\uc758 \ubaa9\ud45c\uc640 \uc131\ud5a5\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc2e0\uc911\ud558\uac8c \uad6c\uc131\ud558\uc5ec IRP \uacc4\uc88c\ub97c \ud1b5\ud574 \uc131\uacf5\uc801\uc778 \ud22c\uc790\ub97c \uc774\uc5b4\uac00\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uacc4\uc88c\ub97c \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub85c, \uc8fc\uc2dd\uacfc \ucc44\uad8c, ETF\ub97c \uc801\uc808\ud788 \ubc30\ubd84\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uac01 \uc790\uc0b0\uad70\uc758 \ud2b9\uc131\uc744 \uc774\ud574\ud558\uace0, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ube44\uc728\uc744 \uc870\uc815\ud558\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uacbd\uc81c\uac00 \ubd88\uc548\uc815\ud560 \ub54c\ub294 \uc548\uc815\uc801\uc778 \ucc44\uad8c \ube44\uc728\uc744 \ub192\uc774\uace0, \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uc8fc\uc2dd \ube44\uc728\uc744 \uc99d\uac00\uc2dc\ucf1c \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ub9e4\uc6d4 \uc77c\uc815 \uae08\uc561\uc744 \uc790\ub3d9\uc774\uccb4\ub85c \ub0a9\uc785\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uc218\uc218\ub8cc \ud560\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc790\uc0b0\uc744 \uafb8\uc900\ud788 \uc99d\uc2dd\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \ud22c\uc790 \uc2b5\uad00\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ud615\uc131\uc744 \ub3c4\uc640\uc8fc\uba70, \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uc644\ud654\ud558\ub294 \ub370\uc5d0\ub3c4 \uae30\uc5ec\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc740 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. IRP \uacc4\uc88c\ub294 \uc911\ub3c4 \uc778\ucd9c \uc2dc \ud328\ub110\ud2f0\uac00 \ubd80\uacfc\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \ub178\ud6c4 \ub300\ube44\ub97c \uc704\ud55c \ubaa9\uc801\uc73c\ub85c\ub9cc \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \uacc4\uc88c\ub97c \uc7a5\uae30\uc801\uc73c\ub85c \uc720\uc9c0\ud558\uba74 \uc77c\ubd80 \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubcf4\ub108\uc2a4 \uae08\ub9ac \ud61c\ud0dd\uc774\ub098 \uc218\uc218\ub8cc \uc778\ud558 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud61c\ud0dd\uc740 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub418\uba70, \ud22c\uc790\uc790\uac00 \ubcf4\ub2e4 \uc720\ub9ac\ud55c \uc870\uac74\uc5d0\uc11c \uc790\uc0b0\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc815\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uc810\uac80\ud558\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9d0\uc544\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \ubcc0\ud654\ub098 \uac1c\uc778\uc758 \uc7ac\ubb34 \uc0c1\ud669\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc870\uc815\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \uc790\uc0b0\uc758 \uc131\uacfc\uac00 \uae30\ub300\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uac70\ub098, \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\uac00 \ub098\ud0c0\ub0ac\uc744 \ub54c\ub294 \uc801\uc808\ud788 \ub300\uc751\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub807\uac8c \ud568\uc73c\ub85c\uc368 IRP \uacc4\uc88c\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uace0, \ubaa9\ud45c\ud55c \uc218\uc775\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uacc4\uc88c\ub294 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uba74\uc11c \uc138\uc81c \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub294 \ud6a8\uacfc\uc801\uc778 \uc7ac\ud14c\ud06c \uc218\ub2e8\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc218\uc218\ub8cc\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc218\uc775\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0, \uae08\uc735\uae30\uad00\uc758 \uc218\uc218\ub8cc\uc640 \ud61c\ud0dd\uc744 \uaf3c\uaf3c\ud788 \ube44\uad50\ud558\ub294 \uac83\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.\uc99d\uad8c\uc0ac\uc758 \uc800\ub834\ud55c \uc218\uc218\ub8cc\uc640 ETF \ud22c\uc790\ub97c \ud1b5\ud55c \ud6a8\uc728\uc801\uc778 \uc6b4\uc6a9 \uc804\ub7b5\uc740 IRP \uacc4\uc88c\uc758 \uc218\uc775\uc131\uc744 \uadf9\ub300\ud654\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc740\ud589\uacfc \ubcf4\ud5d8\uc0ac\uc758 \uacc4\uc88c\ub3c4 \uc548\uc815\uc131\uc744 \uc911\uc2dc\ud558\ub294 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc88b\uc740 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc73c\ub2c8, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\uac8c \uc120\ud0dd\ud558\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

IRP(Individual Retirement Pension)\ub294 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08\uc73c\ub85c, \uadfc\ub85c\uc790\uc640 \uc790\uc601\uc5c5\uc790 \ubaa8\ub450 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uace0 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4. IRP\ub294 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ucd5c\ub300 900\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c \uc6b4\uc6a9\ud574\uc57c \ud558\ub294 \uc0c1\ud488\uc778 \ub9cc\ud07c \uc218\uc218\ub8cc\ub294 \uc218\uc775\ub960\uc5d0 \uc911\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uac01 \uae08\uc735\uae30\uad00\uc758 \uc218\uc218\ub8cc\uc640 \ud61c\ud0dd\uc744 \uaf3c\uaf3c\ud788 \ube44\uad50\ud574 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-63","post","type-post","status-publish","format-standard","hentry","category-7","post-preview"],"_links":{"self":[{"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/posts\/63","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/seoulci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=63"}],"version-history":[{"count":1,"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/posts\/63\/revisions"}],"predecessor-version":[{"id":64,"href":"https:\/\/seoulci.com\/index.php?rest_route=\/wp\/v2\/posts\/63\/revisions\/64"}],"wp:attachment":[{"href":"https:\/\/seoulci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=63"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seoulci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=63"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seoulci.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=63"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}